Legacy Strategist

Alex Kholodenko is a dedicated Legacy Strategist who helps individuals and families protect what they have built while preparing confidently for retirement and the future. Originally from Kyiv, Ukraine, Alex immigrated to the United States as a young adult and has called the San Francisco Bay Area home since 1992. Today, he lives in Belmont, California, with his wife, Olga, where they raised their two sons.

Alex brings decades of experience across technology, entrepreneurship, commercial real estate investing, tax preparation and planning, insurance, and retirement planning. After more than 20 years working with Fortune 500 companies and Silicon Valley startups, he co-founded a commercial real estate investment company and gained firsthand experience navigating investments, changing economic conditions, and long-term financial decisions.

Today, Alex serves as an Associate Estate Planner, Estate Protector, and Licensed Insurance Broker and holds the NSSA® and CLTC® designations. He helps families understand estate protection, Social Security, retirement income, life insurance, and long-term care strategies while making complex concepts easier to understand.

Outside of work, Alex enjoys spending time with his family, traveling, following sports and technology, investing, and continuing his personal growth.

~ Alex Kholodenko

Meet Your Expert

Alex Kholodenko

Licensed Insurance Agent

Associate Estate Planner

Alex believes that successful retirement planning is about more than growing assets—it is about protecting them from the risks that could disrupt a family's future. Having personally experienced multiple economic cycles, market volatility, technology bubbles, and real estate downturns, he understands the importance of balancing opportunity with capital preservation, dependable income, and thoughtful risk management.

Known for his education-first approach, Alex works closely with individuals and families to simplify complex financial and estate planning concepts and help them understand both the opportunities and potential risks ahead. His goal is to give clients the clarity and confidence they need to protect their home and other assets, prepare for incapacity and long-term care needs, establish sustainable retirement income, and preserve a meaningful legacy for future generations.

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